solution bank

Your trusted All in one solution bank
and innovative payment services
 

For over 15 years in banking, we’ve seen what works and what doesn’t. The solutions that helped us and our fintechs partners succeed, we’ve improved to help you grow. Our all-in-one solution bank and innovative payment services make it easy for you to manage your payment processing, analytics, and core banking easily.

 

The banking solutions
that are built to grow your business

Scalable digital banking ecosystem services
Scalable digital banking ecosystem

Scalable digital banking ecosystem services

Our scalable digital banking ecosystem services are designed to make your work easier, help you satisfy your clients, and grow your bank. For over 15 years, we haven’t just provided digital banking services ,we’ve helped banks track improvements, optimize processes, and understand every aspect of the solutions we provide.

card issuing and processing services for banks

card issuing and processing
services for banks

Looking for an easy way to manage all your cards? Our card issuing and processing platform helps banks and fintechs handle prepaid, credit, debit, virtual, and gift cards easily. With built-in fraud detection, 3D Secure, rewards programs, and real-time transaction monitoring, our card management platform makes operations smoother, safer, and more efficient—helping you deliver the best banking solutions to your customers.

Card acquiring services for businesses

With our acquiring services, banks, fintechs, and merchants can handle cashless payments anywhere whether in-store, online, or via mobile POS. Our platform is backed by the latest technology and security, so you can offer complete, scalable acquiring solutions that keep your business running smoothly and your customers happy.

atm
pos
gateway

Value Added Services

Backed with the latest technology & security infrastructure to offer end-to-end different cashless payment solutions either in-store, online or a mobile POS to help banks, FinTech’s and merchants to offer complete and robust acquiring solutions.

Value added services
Frequently Asked Questions

What is a digital banking ecosystem?

A digital banking ecosystem is a full-service SaaS banking platform that combines core banking, payment processing, and client management in a one baking solution package. This modular banking platform is not like those old banking systems where you have interchangeable roles; it offers real-time processing, API connectivity, and scalable infrastructure that reduces costs by 40% while improving deployment speed.

How does core banking SaaS work?

Core banking SaaS delivers banking solutions through cloud infrastructure, eliminating expensive hardware investments. This banking solution provides automated compliance, real-time transaction processing, and seamless integration capabilities. Banks using core banking SaaS see 60% faster product launches compared to traditional banking systems.

What makes a modular banking platform better?

A modular banking platform uses component-based architecture allowing independent updates without system downtime. This way reduces development time by 70% and maintenance costs by 50%. Digital banks can innovate more quickly and offer customizable features in ways that traditional systems simply can’t.

Why choose a SaaS wallet platform?

SaaS wallet platforms offer multi-currency support, P2P transfers, mobile payments, and fraud detection in a subscription model. This banking solution provides 99.9% uptime, PCI-DSS compliance, and integration with major payment networks. Financial institutions increase customer engagement by 45% using comprehensive wallet platforms.

What is the difference between Open Banking and Banking as a Service?

Open Banking as a Service (OBaaS) focuses on delivering modern financial services by leveraging secure APIs and advanced Open Banking infrastructure to provide faster, more personalized digital journeys. Its goal is to improve customer satisfaction and offers benefits such as improved customer experience, expanded product base, additional revenues, faster time to market, and enhanced compliance & security.

How does Banknbox compare to other banking solutions?

Banknbox offers 90-day deployment versus 12-18 months for legacy systems, 70% lower total ownership costs, and monthly feature updates. Our solution bank approach provides pre-built modules, automated testing, and dedicated implementation teams, resulting in 40% better operational efficiency for digital banks.

What security features are included in core banking solutions?

Modern Banking solutions today stand for solid security measures including AES-256 encryption, multi-factor authentication, and continuous fraud management monitoring that identifies suspicious transactions in real-time. Our SaaS banking platform integrates SOC 2 Type II and ISO 27001 certifications, providing enterprise-level security with automated compliance reporting that satisfies regulatory requirements for financial institutions and ensures operational integrity.

Can banking solutions integrate with existing systems?

Yes, modern modular banking platforms use API-first architecture making it easy to integrate with existing core banking systems. This allows gradual migration to new banking solutions while maintaining operational continuity. Most integrations complete within 30-60 days using our solution bank methodology.

What support comes with SaaS banking platforms?

Comprehensive banking solutions include 24/7 monitoring, dedicated support teams, quarterly feature releases, automatic security updates, and 99.9% uptime guarantees. Our digital banking ecosystem provides business continuity planning and regulatory compliance support.

How quickly can digital banks launch with modern banking solutions?

Digital banks can go live in about 90 days with our SaaS platform, instead of waiting a year or more like with traditional systems. Our setup includes ready-made modules, tools that handle compliance automatically, and help with regulatory approvals so banks can start offering new services much faster and without the usual headaches.

GET IN TOUCH?

Digital banking doesn’t have to be complicated. We’ll help you set up payments and provide you with all one bank solution that are simple, secure, and designed to make your business grow and move forward.