Card Issuing and Processing Solutions for Banks and Fintechs

banknbox is a trusted card issuer offering seamless card issuing and processing solutions. We help banks and fintechs launch and manage cards quickly, securely, and effortlessly, so you can focus on growing your business.

Card Management System for Seamless Card Issuing and Processing

Our Card Management System provides a complete solution for every stage of the card lifecycle, from issuance to back-office operations. It works seamlessly with all types of cards, making card management simple and efficient for banks and fintechs.

Debit Cards
Charge Cards
Credit Cards

Prepaid Cards
Virtual Cards
Installment Cards

Payroll Cards
Gift Cards
Islamic Cards

Our advanced card solutions are intelligent and adaptable, offering direct and fully redundant connectivity for smooth, reliable, and high-performance operations.

Instant Card Issuing with Personalized Features

Our advanced card personalization service supports EMV and contactless cards in a secure, fully compliant environment. Whether for instant or central issuance, we handle all card types, chips, and printers efficiently.

Mobile Payment Solutions & Tokenization

Our mobile payment solutions make it simple for banks and fintechs to integrate digital wallets for Mastercard and Visa cards using Token Connect SDKs. With secure and certified integration, you can quickly enable mobile and wearable payments, giving your cardholders a fast, convenient, and safe payment experience.

Transaction Monitoring & Card Control with e-PIN

Our Card Control and e-PIN services give issuers the power to offer cardholders full access through mobile banking. Activate or deactivate cards, view PINs, enable or disable transactions, and monitor activity in real time with transaction monitoring and comprehensive card management features.

transaction monitoring with Card Control and e-PIN

Secure Virtual Card Number (VCN) Solutions

With Your Virtual Card Number (VCN), issuers can offer secure and flexible options for online and mobile transactions. Create virtual cards quickly, link them to mobile banking or wallets, and manage them seamlessly through our API-driven front-end solutions.

Frequently Asked Questions

What is card issuing and why is it important for banks and fintechs?

Card issuing consists of providing debit , credit , prepaid or virtual cards to customers. As banks and fintechs, it's a crucial service for building trust with your customers, making payments and developing new financial offerings with secure, innovative and easy payment solutions.

What is the card issuing platform?

A card issuing platform is a technology which allows banks and fintechs to to build,manage, run, and expand card programs. It facilitates real-time issuance, digital wallet integration, and a real time transaction monitoring and schemes compliance (Visa, Mastercard).

What is the difference between card issuing and acquiring?

Card issuing gives customers with payment cards, while acquiring allows businesses to accept those provided cards. Working with a partner that offers both card issuing and acquiring creates a seamless and easy payment ecosystem with lower costs and faster transaction processing.

What is the difference between card issuing and acquiring?

Card issuing is when customers are granted payment cards, while acquiring is the business of accepting those provided cards. With a partner that provides issuance and acquiring, creates a seamless and easy payment ecosystem with lower costs and faster transaction processing.

How does a card issuing API help banks and fintechs?

A card issuance API allows banks and fintechs to integrate card issuance directly into their systems. This enables instant virtual or physical card creation, real-time controls, and flexible program management without complex infrastructure.

Does Banknbox provide card issuing in every country?

Yes. While card issuing differs by country due to regulations, licensing, and network requirements, Banknbox delivers global card issuing solutions. With our offices in Cairo (Reyhana Plaza Zahraa Maadi City, Egypt), Amsterdam, Casablanca, London, Doha, Paris, Dubai, Manama, and Nepal, we help banks and fintechs launch and manage card programs worldwide with full compliance and local expertise.

What is the card issuing process?

The card issuing process involves creating a card, linking it to a customer account, ensuring compliance, and enabling secure transactions. With modern platforms, this process can be automated and delivered instantly for both physical and virtual cards.

Which companies benefit most from card issuing solutions?

Banks, digital banks, neobanks, and fintech companies benefit from card issuing solutions to enhance customer experience, enable mobile payments, and launch new revenue-generating services like prepaid and virtual cards.

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Take the first step towards revolutionizing your payment solutions. Let us tailor our services to meet your specific business requirements.